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InnovaCare’s Guide to Medical Advantage Plans

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InnovaCare health is amongst the leading service providers of Medicare Advantage plans. Due to the quality of services provided by InnovaCare, more than 200,000 clients have joined the organization. InnovaCare health has an in- network service providers of more than 7500 providers.

Medicare Advantage plans refer to a private health plan that is offered by private insurance providers who are approved by the Federal Government on innovacarehealth.com. It is a requirement that all Medicare Advantage plans have to cover for all services that are covered under the original Medicare. However, the services are provided using different coverage restrictions and regulations.

Common types of Medicare Advantage schemes include Health maintenance organizations, proffered provider organizations and private fee for service.

1. Health Maintenance Organizations
Health Maintenance Organizations are private companies that contract with the Federal Government to offer Medicare Advantage plans to people. Clients may get additional medical benefits.

2. Preferred Provider Organizations
In this scheme, consumers will pay a standard Copay when using in-network providers. On the contrary, if you use an out- of- network provider, the medical expenses will be higher. Clients may benefit from additional services like vision and dental care.

3. Private Fee- for- Service
In this plan, all services that are provided in the original Medicare are covered. Additionally, the scheme may cater for prescription drug coverage. In some cases, using the systems in network service providers is cheaper, however, it is not a restriction.

Besides the three typical Medicare Advantage plans, other schemes like Special Needs Plans, Provider Sponsored Organizations, and Medicare Medical Savings Accounts exist. Standard wit all the schemes is that they all have an out of pocket spending. Once the out of pocket spending is reached, your insurance provider will pay for more expenses that will be incurred.

Everybody is legible to join any Medicare Advantage plan as long as they don’t have an end-stage renal disease.

InnovaCare Health provides a broad benefit-oriented health care model that caters to the needs of its clients. It provides standard services due to proper coordination of its experienced top executives, Richard Shinto, the CEO, and Penelope Kokkinides, the Chief Administrative Officer.

Dr. Rick Shinto has over 20 years’ experience as a clinical officer. He has been an administrator in many health care organizations. Similarly, Ms. Penelope Kokkinides is a seasoned leader with an extensive experience in management of health care programs and facilities.